Strengthen Your Business Savings Strategy
At United Community Bank, we understand that smart businesses look for secure, strategic ways to grow their capital. A Business Certificate of Deposit (CD) is a powerful tool to help you do just that. They offer higher returns than traditional savings accounts while keeping your funds safe and predictable. Here's what you need to know about business CDs at UCB:
- Flexible Terms: Choose from terms ranging from 6 to 36 months to align with your cash flow needs.
- Competitive Rates: Earn more on your business reserves with rates that reward longer commitments.
- Low Minimum Deposit: Open a CD with as little as $1,000.
- FDIC Insured: Your funds are protected up to $250,000.
- Maturity Options: Reinvest, withdraw, or explore new CD options when your term ends.
- Specialty CDs Available: Ask about higher-yield options for larger deposits or unique business needs.
- Early Withdrawal Notice: Penalties may apply for early access, so plan your liquidity accordingly.
Whether you're setting aside funds for future expansion, equipment upgrades, or simply want to make your idle cash work harder, our business banking team is here to help. Contact United Community Bank today to open a Business CD or speak with a business banking specialist.
