Loans to Secure Your Farm's Future
Farming is the backbone of our local economy in northwest Iowa. United Community Bank's ag lenders specialize in guiding you through the lending process. It doesn't matter what type of farm you have, our lenders are ready to work with you. We'll walk you through your options and make sure you understand every aspect of your loan and our lending process. If you're ready to experience, the benefits of working with a local ag lending specialists, please contact the ag lending team at UCB.
Connect With Our Lenders Complete Financial Statement
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Choose the Ag Loan that Fits Your Operation's Needs
Loan Type | Who This Loan Is For | How This Loan Benefits Farmers & Ag Producers |
|---|---|---|
Term Loans | Farmers and ag businesses needing funds for long-term investments like land improvements or facility upgrades. | Provides structured repayment over time; helps finance growth and capital improvements. |
Ag Real Estate Loans | Producers looking to purchase, refinance, or expand farmland or ag facilities. | Supports land ownership and expansion; builds equity and may offer favorable interest rates. |
Operating Lines of Credit | Farmers needing flexible access to funds for seasonal expenses like seed, feed, or fuel. | Improves cash flow management; only pay interest on funds used. |
Livestock Loans | Producers purchasing breeder or feeder livestock such as cattle, hogs, or poultry. | Helps manage upfront costs of livestock purchases; tailored to breeding and feeding cycles for optimal cash flow. |
Equipment Loans | Farmers needing to buy tractors, combines, irrigation systems, or other ag machinery. | Preserves working capital while acquiring essential equipment; often secured by the equipment itself. |
Contact Our Ag Lenders
Zachary H
Loan Officer
Divisions: Agriculture Lending, Business Lending, Home Equity & HELOC Lending, Loan, Mortgage Lending, Personal & Auto Lending
Location: Hartley, Iowa
Tim G
Vice President
Divisions: Agriculture Lending, Business Lending, Loan, Personal & Auto Lending
Location: Lake Park, Iowa
Matt M
Sr. Vice President
Divisions: Agriculture Lending, Business Lending, Loan, Personal & Auto Lending
Location: Milford, Iowa
Seth V
Sr. Vice President
Divisions: Agriculture Lending, Business Lending, Home Equity & HELOC Lending, Loan, Mortgage Lending, Personal & Auto Lending
Location: Okoboji, Iowa