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Business Loans

A Financing Partner for Businesses of All Sizes

From purchasing more inventory to making sure your business has all the space it needs, it's important to have a lending partner you can trust. United Community Bank proudly supports the local business community that employ our customers and invest their dollars back into the communities we live and work in. Our lenders understand the unique challenges local business owners face, and can tailor a loan solution to match your unique needs with the right terms and competitive rates to keep your business competitive. Contact our business lending team to learn more about your options. 
Connect With Our Lenders Complete Financial Statement

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Your Business Loan Options at United Community Bank

Loan Type

Who This Loan Is For

How This Loan Benefits Business Owners

Term Loans

Businesses needing a lump sum for expansion, renovations, or major investments.

Provides predictable repayment terms and fixed interest rates; ideal for long-term planning and budgeting.

Commercial Real Estate Loans

Business owners looking to purchase, refinance, or renovate commercial property.

Enables ownership of business premises, builds equity, and may offer tax advantages.

Equipment Loans

Companies needing to purchase machinery, vehicles, or technology.

Preserves cash flow while acquiring essential equipment; often secured by the equipment itself.

Operating Lines of Credit

Businesses with fluctuating cash flow or seasonal revenue cycles.

Offers flexible access to funds for short-term needs; only pay interest on the amount used.

Contact Our Business Lenders

Zachary H

Zachary H

Loan Officer

Divisions: Agriculture Lending, Business Lending, Home Equity & HELOC Lending, Loan, Mortgage Lending, Personal & Auto Lending

Location: Hartley, Iowa

Tim G

Tim G

Vice President

Divisions: Agriculture Lending, Business Lending, Loan, Personal & Auto Lending

Location: Lake Park, Iowa

Kami E

Kami E

Vice President/Compliance Officer

Divisions: Business Lending, Home Equity & HELOC Lending, Loan, Mortgage Lending, Personal & Auto Lending

Location: Milford, Iowa

Matt M

Matt M

Sr. Vice President

Divisions: Agriculture Lending, Business Lending, Loan, Personal & Auto Lending

Location: Milford, Iowa

Seth V

Seth V

Sr. Vice President

Divisions: Agriculture Lending, Business Lending, Home Equity & HELOC Lending, Loan, Mortgage Lending, Personal & Auto Lending

Location: Okoboji, Iowa

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