Checking Accounts Built Around Your Needs
We don't believe in taking the cookie cutter approach at United Community Bank. Your checking account should have the features that meet your needs. All of our checking accounts are built around a suite of features that include:
- Unlimited check writing
- Debit card
- Online & mobile banking
- Easy Save services
Our personal banking team can help you choose the account that aligns most with your needs. We offer three checking accounts, each with their own benefits and features designed to help you have an account that allows you easy access to your money when you need it. If you're interested in opening a checking account at United Community Bank, please contact us online or stop into one of our offices.

Compare UCB's Checking Account Options
UCB Signature Checking | UCB Signature Plus Checking | UCB Signature Money Market Checking | |
|---|---|---|---|
Who this account is right for | “I just want a simple checking account.” | “I like free checks and interest.” | “I have a higher balance and want unlimited transactions.” |
Opening Deposit | $100 | $100 | $100 |
Fees | No monthly fee | $5 monthly service fee (waived with $1,500 balance) | $10 monthly service fee (waived with $5,000 balance) |
Interest Bearing? | No | Yes – interest on entire balance | Yes – tiered interest rates |
Unique Features | Free starter order of personalized checks Free Easy Save automatic savings plan | Free personalized checks Free small safe deposit box (1st year) Free automatic transfers Free Easy Save | All Signature Plus features Tiered interest rates |
*Call us for current rates on interest bearing accounts