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Checking Accounts

Checking Accounts Built Around Your Needs

We don't believe in taking the cookie cutter approach at United Community Bank. Your checking account should have the features that meet your needs. All of our checking accounts are built around a suite of features that include:

  • Unlimited check writing
  • Debit card
  • Online & mobile banking
  • Easy Save services

Our personal banking team can help you choose the account that aligns most with your needs. We offer three checking accounts, each with their own benefits and features designed to help you have an account that allows you easy access to your money when you need it. If you're interested in opening a checking account at United Community Bank, please contact us online or stop into one of our offices.

Contact Us to Open an Account

woman on tablet with debit card

Compare UCB's Checking Account Options

UCB Signature Checking

UCB Signature Plus Checking

UCB Signature Money Market Checking

Who this account is right for

“I just want a simple checking account.”

“I like free checks and interest.”

“I have a higher balance and want unlimited transactions.”

Opening Deposit

$100

$100

$100

Fees

No monthly fee

$5 monthly service fee (waived with $1,500 balance)

$10 monthly service fee (waived with $5,000 balance)

Interest Bearing?

No

Yes – interest on entire balance

Yes – tiered interest rates

Unique Features

Free starter order of personalized checks

Free Easy Save automatic savings plan

Free personalized checks

Free small safe deposit box (1st year)

Free automatic transfers

Free Easy Save

All Signature Plus features

Tiered interest rates


*Call us for current rates on interest bearing accounts
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